Privacy And Cookies Policy

PRIVACY POLICY

This Privacy Policy applies between you, the User of this Website, and Fireantpay (UK) Limited, the owner and provider of this Website. Fireantpay (UK) Limited takes the privacy of your information very seriously. This Privacy Policy applies to ouruseofany and all Data collected byusor provided by you in relation to your use of the Website.

Please read this Privacy Policy carefully.

Definitions and Interpretation

A.In this Privacy Policy, the following definitions are used:

Data	collectively all information that you submit to Fireantpay (UK) Limited via the Website. This definition incorporates, where applicable, the definitions provided in the Data Protection Laws;
Cookies	a small text file placed on your computer by this Website when you visit certain parts of the Website and/or when you use certain features of the Website. Details of the cookies used by this Website are set out in the clause below (Cookies);
Data Protection Laws	any applicable law relating to the processing of personal Data, including but not limited tothe GDPR, and any national implementing and supplementary laws, regulations and secondary legislation;
GDPR	the UK General Data Protection Regulation;
Fireantpay (UK) Limited, we or us	Fireantpay (UK) Limited, a company incorporated in England and Wales with registered number 8362417 whose registered office is at 3rd Floor, St Clare House, 30-33 Minories, London, EC3N 1DD;
UK and EU Cookie Law	the Privacy and Electronic Communications (EC Directive) Regulations 2003 as amended by the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2011 & the Privacy and Electronic Communications (EC Directive) (Amendment) Regulations 2018;
User or you	any third party that accesses the Website and isnot either (i) employed by Fireantpay (UK) Limited and acting in the course of their employment or (ii) engaged as a consultant or otherwise providing services to Fireantpay (UK) Limited and accessing the Website in connection with the provision of such services; and
Website	the website that you are currently using, www.mymoney.net, and any sub- domains ofthis site unless expressly excluded by their own terms and conditions.

B.In this Privacy Policy, unless the context requires a different interpretation:

1. the singular includes the plural and viceversa;
2. references to sub-clauses, clauses, schedules or appendices are to sub-clauses, clauses, schedules or appendices of this Privacy Policy;
3. a reference to a person includes firms, companies, government entities, trusts and partnerships;
4. "including" is understood to mean "including without limitation";
5. reference to any statutory provision includes any modification or amendment of it;
6. the headings and sub-headings do not form part of this Privacy Policy.

Scope of this Privacy Policy

1. This Privacy Policy applies only to the actions of Fireantpay (UK) Limited and Users with respect to this Website. It does not extend to any websites that can be accessed from this Website including, but not limited to, any links we may provide to social media websites.
2. For purposes of the applicable Data Protection Laws, Fireantpay (UK) Limited isthe "data controller". This means that Fireantpay (UK) Limited determines the purposes for which, andthe manner in which, your Data is processed.

Data Collected

We may collect the following Data, which includes personal Data, from you:

1. name;
2. job title;
3. contact Information such as email addresses and telephone numbers;
4. IP address (automatically collected);
5. web browser type and version (automatically collected);
6. operating system (automatically collected);

in each case, in accordance with this Privacy Policy.

How We Collect Data

We collect Data in the following ways:

1. data is given tous by you; and
2. data is collected automatically.

Data That is Given to Us by You

Fireantpay (UK) Limited will collect your Data in a number of ways, for example:

1. when you contact us through the Website, by telephone, post, e-mail or through any other means;
2. when you register with us and setup an account to receive our products/services;

in each case, in accordance with this Privacy Policy.

Data That is Collected Automatically

To the extent that you access the Website, we will collect your Data automatically, for example:

1. we automatically collect some information about your visit to the Website. This information helps us to make improvements to Website content and navigation, and includes your IP address, the date, times and frequency with which you access the Website andthe way you use and interact with its content.
2. we will collect your Data automatically via cookies, in line with the cookie settings on your browser. For more information about cookies, and how we use them on the Website, seethe section below, headed "Cookies".

Our Use of Data

Any or all ofthe above Data maybe required by us from time to time in order to provide you with the best possible service and experience when using our Website. Specifically, Data maybe used by us forthe following reasons:

1. internal record keeping;

in each case, in accordance with this Privacy Policy.

We may use your Data forthe above purposes if we deemit necessary to do so for our legitimate interests. If you are not satisfied with this, you have the right to object in certain circumstances (see the section headed "Your rights"below).

When you register with us and setup an account to receive our services, the legal basis for this processing isthe performance of a contract between you and us and/or taking steps, at your request, to enter into such a contract.

Who We Share Data With

We may share your Data with the following groups of people forthe following reasons:

1. relevant authorities - to facilitate the detection of crime orthe collection of taxes or duties;

in each case, in accordance with this Privacy Policy.

Keeping Data Secure

We will use technical and organisational measures to safeguard your Data, for example:

1. access to your account is controlled by a password and a username that is unique to you.
2. we store your Data on secure servers.

We are certified to PCI DSS. This family of standards helps us manage your Data and keep it secure.

Technical and organisational measures include measures to deal with any suspected data breach. If you suspect any misuse or loss or unauthorised access to your Data, please let us know immediately by contacting usviathis e-mail address: info@mymoney.net.

If you want detailed information from Get Safe Online on how to protect your information and your computers and devices against fraud, identity theft, viruses and many other online problems, please visit www.getsafeonline.org. Get Safe Online is supported by HM Government and leading businesses.

Data Retention

Unless a longer retention period is required or permitted by law, we will only hold your Data on our systems forthe period necessary to fulfil the purposes outlined in this Privacy Policy or until you request that the Data be deleted.

Even if we delete your Data, it may persist on backup or archival media for legal, tax or regulatory purposes.

Your Rights

You have the following rights in relation to your Data:

1. Right to access - the right to request (i) copies of the information we hold about you at any time, or (ii) that we modify, update or delete such information. If we provide you with access to the information we hold about you, we will not charge you for this, unless your request is "manifestly unfounded or excessive." Where we are legally permitted to do so, we may refuse your request. If we refuse your request, we will tell you the reasons why.
2. Right to correct - the right to have your Data rectified if it is inaccurate or incomplete.
3. Right to erase - the right to request that we delete or remove your Data from our systems.
4. Right to restrict our use of your Data - the right to "block"us from using your Data or limit the way in which we can use it.
5. Right to data portability - the right to request that we move, copy or transfer your Data.
6. Right to object - the right to object to our use of your Data including where we use it for our legitimate interests.

To make enquiries, exercise any of your rights set out above, or withdraw your consent to the processing of your Data (where consent is our legal basis for processing your Data), please contact usviathis e-mail address: info@mymoney.net.

If you are not satisfied with the way a complaint you make in relation to your Data is handled by us, you maybe able to refer your complaint to the relevant data protection authority. For the UK, this isthe Information Commissioner's Office (ICO). The ICO's contact details can be found on their website at https://ico.org.uk/.

It is important that the Data we hold about you is accurate and current. Please keep us informed if your Data changes during the period for which we hold it.

Links to Other Websites

This Website may, from time to time, provide links to other websites. We have no control over such websites and are not responsible forthe content of these websites. This Privacy Policy does not extend to your use of such websites. You are advised to read the Privacy Policy or statement of other websites prior to using them.

Changes of Business Ownership and Control

Fireantpay (UK) Limited may, from time to time, expand or reduce our business and this may involve the sale and/orthe transfer of control of all or part of Fireantpay (UK) Limited. Data provided by Users will, where it is relevant to any part ofour business so transferred, be transferred along with that part andthe new owner or newly controlling party will, under the terms of this Privacy Policy, be permitted to use the Data forthe purposes for which it was originally supplied tous.

We may also disclose Data to a prospective purchaserofour business or any part ofit.

In the above instances, we will take steps with the aim of ensuring your privacy is protected.

Cookies

This Website may place and access certain Cookies on your computer. Fireantpay (UK) Limited uses Cookies to improve your experience of using the Website. Fireantpay (UK) Limited has carefully chosen these Cookies and has taken steps to ensure that your privacy is protected and respected at all times.

All Cookies used by this Website are used in accordance with current UK and EU Cookie Law.

Before the Website places Cookies on your computer, you will be presented with a message bar requesting your consent to set those Cookies. By giving your consent to the placing of Cookies, you are enabling Fireantpay (UK) Limited to provide abetter experience and service to you. You may, if you wish, deny consent to the placing of Cookies; however certain features of the Website may not function fully or as intended.

This Website may place the following Cookies:

Type of Cookie	Purpose
Strictly necessary cookies	These are cookies that are required forthe operation of our website. They include, for example, cookies that enable you to log into secure areas ofour website, use a shopping cart or make use of e-billing services.
Analytical/performance cookies	They allow us to recognise and count the number of visitors and to see how visitors move around our website when they are using it. This helps us to improve the way our website works, for example, by ensuring that users are finding what they are looking for easily.
Functionality cookies	These are used to recognise you when you return to our website. This enables us to personalise our content for you, greet you by name and remember your preferences (for example, your choice of language or region). By using the Website, you agree to our placement of functionality cookie.

You can find alist of Cookies that weusein the Cookies Schedule.

You can choose to enable or disable Cookies in your internet browser. By default, most internet browsers accept Cookies but this can be changed. For further details, please seethe help menu in your internet browser. You can switch off Cookies at anytime, however, you may lose any information that enables you to access the Website more quickly and efficiently.

You can choose to delete Cookies at anytime; however, you may lose any information that enables you to access the Website more quickly and efficiently including, but not limited to, personalisation settings.

It is recommended that you ensure that your internet browser is up-to-date and that you consult the help and guidance provided by the developer of your internet browser if you are unsure about adjusting your privacy settings.

For more information generally on cookies, including how to disable them, please refer to aboutcookies.org. You will also find details on how to delete cookies from your computer.

General

You may not transfer any of your rights under this Privacy Policy to any other person. We may transfer our rights under this Privacy Policy where we reasonably believe your rights will not be affected.

If any court or competent authority finds that any provision of this Privacy Policy (or part ofany provision) is invalid, illegal or unenforceable, that provision or part-provision will, to the extent required, be deemed tobe deleted, andthe validity and enforceability of the other provisions of this Privacy Policy will not be affected.

Unless otherwise agreed, no delay, act or omission by aparty in exercising any right or remedy will be deemed a waiver of that, or anyother, right or remedy.

This Agreement will be governed by and interpreted according to the law of England and Wales. All disputes arising under the Agreement will be subject to the exclusive jurisdiction of the English and Welsh courts.

Changes to This Privacy Policy

Fireantpay (UK) Limited reserves the right to change this Privacy Policy as we may deem necessary from time to time or as maybe required by law. Any changes will be immediately posted on the Website and you are deemed to have accepted the terms of the Privacy Policy on your first use of the Website following the alterations. You may contact Fireantpay (UK) Limited by email at info@mymoney.net.

This Privacy Policy was created on 30 June 2024.

Cookies

Below is a list of the cookies that we use. We have tried to ensure this is complete and up to date, but if you think that we have missed a cookie orthere is any discrepancy, please let us know.

Strictly necessary

We use the following strictly necessary cookies:

Description	Purpose
Strictly necessary cookies	We use this session cookie to remember you and maintain your session whilst you are using our website

Functionality

We use the following functionality cookies:

Description	Purpose
Functionality cookies	We use this cookie to identify your computer and analyse traffic patterns on our website

Analytical/Performance

We use the following analytical/performance cookies:

Description	Purpose
Analytical or performance cookies	We use this cookie to help us analyse how users use the website